If you are injured on a farm or by a farm vehicle your claim lies against the farm and the owner of the farm vehicle which both likely carry insurance coverage. Certain agricultural vehicles and trailers are required to maintain NY State automobile liability insurance coverage. The vehicle must carry a minimum insurance coverage of $25,000 for bodily injury and $50,000 for death for a person involved in an accident. Additionally, the farm or landowner likely carries insurance in the event of an injury on the farm.