If you’ve been bitten by a dog, you can pursue a claim against the owner of the dangerous dog. If the owner of the dog owns a home or has rental insurance, the homeowner’s or renter’s insurance will likely defend the owner of the dog. If it is determined that the owner of the dog knew, or had reason to know the dog was dangerous, the insurance company will pay for your damages through a settlement before trial or by way verdict after a trial. In the case where there is no homeowner’s  or rental insurance coverage, or if the damages are worth more than the available homeowner’s or rental insurance coverage, the dog owner can be personally responsible for paying for the injuries.