Do I have to suffer a serious injury to sue the driver that hit me?
Yes. In New York, if you have been involved in an automobile accident, you can only sue the other driver that hit you if you have suffered a “serious injury”.
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07, 2020
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07, 2020
What is a “Serious Injury”?
A Serious Injury is defined as follows: Death Dismemberment Significant Disfigurement Fracture Loss of a fetus Permanent loss or use of a body organ, member, function or system Permanent consequential limitation of [...]
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07, 2020
What if the other driver has only limited coverage, is that all I can get for my injuries?
The answer is - it depends. Is there any other vehicle or any other party that is at fault for causing the crash? Do you have supplementary uninsured/underinsured motorist (SUM/UM) coverage under [...]
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07, 2020
What is Supplementary Uninsured/Underinsured Motorist (SUM/UM) coverage?
In general, Supplementary Uninsured/Underinsured Motorist (SUM/UM) coverage applies if another driver who causes an accident has little or no automobile insurance coverage. For example, if you have been injured by another driver [...]
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07, 2020
Will my insurance premiums go up if I have to use my own policy?
If you were not at fault in the accident and use your own insurance policy, your insurance premiums should not go up. However, if you were at fault in the accident, you [...]
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07, 2020
If the insurance company for the driver who hit me offers a quick settlement should I accept it?
It is often not in a person’s best interest to accept a quick settlement with the insurance company. If you have suffered injuries, it is advisable to first consult with a car [...]